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Commercial Insurance

Risk exposure, liabilities and other operational concerns vary across all industries and business types, especially in niche or specialty markets.

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Reputation Built on Trust

PCF Insurance’s network of agencies has collectively built a substantial presence in the commercial insurance space by providing a broad spectrum of solutions for emerging and evolving risks.

Our insurance agencies have a reputation for developing deep, longstanding relationships with clients that go beyond an annual insurance renewal. To continue to thrive and be sustainable, your business needs a risk management advisor who understands your short- and long-term objectives and anticipates potential risks with your continued success in mind. 

Our expansive, national network of PCF Insurance Partners delivers market expertise and innovative insurance solutions that are designed to protect your people, profits and legacy. With PCF Insurance, you gain the support of a network of skilled professionals that pioneer ways to safeguard your business.

Growing Together 

At PCF Insurance, we celebrate the entrepreneurial spirit. We’re collaborative, growth-driven and committed to delivering the resources, market intelligence, insurance expertise and guidance your business needs to thrive.  

Preparing for What’s Next  

You run your business year-round, and your risk program should extend far beyond your renewal date. PCF Insurance risk advisors are more than an insurance agent they act as a member of your internal team on a continual basis to understand your strategy, your challenges and your goals, along with identifying milestones and due dates for all the known events that occur in the annual insurance cycle. 

Commercial Insurance
Solutions

A PCF Insurance Partner will build a comprehensive risk management program that addresses industry-specific liabilities, new challenges and emerging risks. We take time to get to know your business inside and out by watching market trends closely, and leveraging data to build a comprehensive plan that grows with your business.

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Securing Your Future

Our Agency Partners want to be sure your insurance and risk management program aligns with where your business stands today – and more importantly, where you’re heading in the near- and long-term. You need a plan that will grow with you and a partner who can anticipate market shifts. We work strategically and intentionally to safeguard your livelihood and capture opportunities.

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Proactive Risk Management

PCF Insurance offers risk management advocacy and advisory services with deep expertise in property & casualty, workers’ compensation, and loss control and safety. They take a proprietary approach to reducing risk, loss and associated costs with a focus on creating an actionable strategy that considers the client, carrier and broker.  

Our risk advisors bring experience from Fortune® 100 and 500 companies and top insurance brokers. They are problem-solvers and proactive partners who walk with you through the steps of claim advocacy, and they offer support for dispute resolution. Other resources we offer include:

  • Claim reviews
  • Coverage reviews 
  • Incident reviews
  • Policy and program creation or enhancement 
  • Procedures to improve claim reporting timeliness 
  • Training and educational content 
  • In-person and virtual site visits 
  • Experience modification review and analysis  

PCF Insurance covers entrepreneurial start-ups all the way to corporate entities — over 300,000 clients across the nation who get personalized service and market expertise from their local PCF Insurance Agency Partner. We will ensure you have the coverage you need as you grow and evolve.  

Available Coverages

Our expanding insurance agency network includes partners with expertise across service lines so we can build a holistic risk management program that addresses every aspect of your business. From supply chain interruption to cyber liability and workers’ compensation, our innovative insurance solutions backed by PCF Insurance’s market intelligence ensure that your business gets best-in-class coverage.

PCF Insurance offers a complete menu of insurance solutions, including:  

  • All-Risk Property  
  • Automobile Liability  
  • Business Income Interruption  
  • Cyber Liability and Network Liability  
  • Discontinued Products Liability  
  • Excess Liability  
  • General Liability  



  • Named Windstorm, Earthquake and Flood Liability  
  • Product Liability and Product Recall 
  • Professional Liability  
  • Reps & Warranties / Transactional Liability  
  • Supply Chain Interruption  
  • Workers’ Compensation  

 

FIND PARTNERS TO PROTECT YOUR BUSINESS

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