Employee Benefits
Our robust offerings include health coverage, life insurance, employee benefits, HR solutions and third-party administrator (TPA) services.
PCF Insurance
Employee Benefits
PCF put people first by working with you to understand your company’s philosophy about employee benefits, your group's history, and your goals.
Throughout our network, PCF Insurance agencies have been providing employee benefits insurance and consulting services for organizations of all sizes, across various industries and with differing complexities. We seek to understand your employee population (beyond the group’s claims history) to understand their needs and wants from a benefit needs and wants and their tolerance for change.
We are committed to delivering bespoke group health programs through strategic planning, exceptional client service, and technology-based solutions. Our robust offerings include health coverage, life insurance, employee benefits, HR solutions and third-party administrator (TPA) services.
As part of the PCF Insurance network, you gain access to a wealth of resources for value-added service through your local insurance agent.
Employee Benefits
Programs for you
Manage expenses while offering employee benefits that attract and retain talent, engage team members and encourage your people to stay well. Our partners will design solutions that speak to your team’s health and well-being needs. Because we are passionate about putting people first, we support your benefits programs with resources that enhance what you offer to your team.
Turnkey Benefits
Solutions
Our advisors perform a detailed claims history study to design benefits solutions that address your employee population and their needs. We take into account your business’ culture, employee demographics, wellness programs, health insurance utilization and areas of concern. This way, we can develop a benefits plan with your short- and long-term goals in mind.
Benefits Support – Wrap-Around Services
From employee engagement to HR support, you can leverage our expertise and back-end resources so you can focus on your business. PCF Insurance Benefits Support can fill important operational gaps. Ultimately, our goal is to give you the tools to improve the employee experience, whether that’s communication tools, HR on-demand or benefits administration technology. We get to know your business so we can package employee benefits insurance and services that complement your specific needs.
Human Resources Insurance
People are your most valuable asset – and employees can be your business’s greatest liability. Reduce turnover and mitigate risks related to recruiting, onboarding, retention and beyond.
Through our network of partners, you have access to add a la carte services to fill HR gaps or support fully integrated HR departments that you don’t have to manage.
PCF Insurance clients who leverage our HR services appreciate access to our expertise, and they can reallocate administrative resources--impacting their bottom line.
Third-Party Administrator (TPA) Solutions
Managing self-funded benefits can take a toll on your time, staff and bottom line. PCF Insurance’s third-party administrator (TPA) solutions can act as your in-house administrator. TPA solutions elevate the service experience for employees, and businesses gain plan data and analyses that can direct benefit plan decisions.
Individual Health
Insurance
Looking for personal health insurance outside of a group plan? Our benefits consultants can perform a comprehensive assessment of your health and wellness needs and design a personalized plan for your lifestyle. That includes analyzing healthcare utilization and identifying benefits structures that accommodate your personal, financial and healthcare goals.
Life Insurance
Protect your family’s future and gain peace of mind with thoughtful life insurance solutions that allow loved ones to maintain their lifestyle, manage expenses and leave a legacy. Our Agency Partners get to know you and understand your priorities so we can tailor a life insurance policy that suits your needs and budget.